Plans that pay for themselves
Most families save more in tax deductions than the plan costs. Start free, upgrade when ready.
Free
Get started quickly
- AI onboarding (2 min)
- Basic tax calculator
- CCB + GST/HST estimate
- Family dashboard
Starter
PopularComplete financial plan
Billed annually at $99/yr
- Everything in Free
- Full tax optimization
- Retirement + CPP/OAS projection
- TFSA vs RRSP strategy
- Cash flow + debt payoff
- What-if scenarios
or $9.99/mo billed monthly
Start your planPro
AI-powered insights
Billed annually at $199/yr
- Everything in Starter
- AI Financial Advisor
- Document upload + auto-fill
- AI-generated PDF reports
- Priority support
or $19.99/mo billed monthly
Upgrade to ProNo credit card required · Cancel anytime
Who is each plan for?
Free
Exploring finances — get a quick tax overview, CCB estimate, and family snapshot.
Starter
Optimizing seriously — full tax calculations, retirement projections, and what-if scenarios.
Pro
Hands-off planning — AI parses your documents, generates reports, and answers questions.
What you get with LazyPlan
Tax Optimization
Every deduction found, income splitting analyzed, credits maximized
30-Year Projections
CPP/OAS optimized retirement timeline with pension splitting analysis
Strategy Timeline
TFSA vs RRSP vs FHSA priority — exactly which account to fund and when
Pricing questions
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See your tax savings in 2 minutes
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